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Family Finances

The Cost of Free Time 

3 Ways to Manage Unstructured Days Without Breaking the Bank  
Tori FilasBy Tori FilasApril 30, 2025
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hidden costs of free time
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The days are getting longer, flowers are blooming, and it’s the perfect time to shake off those winter blues and welcome the warmer weather. But as we know, keeping kids entertained over summer vacation without breaking the bank can feel like a full-time job. The good news? Spring and summer offer plenty of opportunities for fun, creativity, and quality family time – all without putting a dent in your wallet. 

Here are some ways to make the most of the season with activities that are free or low-cost, while teaching your kids valuable money lessons along the way: 

1. Explore Nature’s Free Playground 

Parks, hiking trails, and beaches are nature’s gift to families looking for free fun. Pack a picnic and head out for a day of exploration. Turn your outing into a scavenger hunt, where kids look for specific plants, animals, or landmarks. Not only does this foster a love of the outdoors, but it also encourages curiosity and observation – way more exciting than sitting on the computer all day! 

Budget Bonus: 

Instead of buying snacks and drinks on the go, involve your kids in planning and packing your meals for the day’s outing. This saves money and teaches them about sticking to a budget and the perks of planning ahead. 

2. Library Adventures 

Libraries are often overlooked treasure troves of free entertainment. Besides borrowing books, many libraries offer free story time sessions, craft activities, and even educational programs. Make it a weekly tradition to visit and explore what’s new. 

Frugal Fact: 

Explain to your kids how libraries save families money – instead of buying new books or movies, you can borrow them for free. Encourage them to think about other ways to save money by sharing or borrowing instead of buying. 

3. DIY Crafts 

Spring and summer are bursting with inspiration for craft projects. Use materials you already have at home, like egg cartons, toilet paper rolls, or fabric scraps, to make colorful creations. Try making flower prints, painted rocks, or even homemade bird feeders. 

Creative Savings: 

Challenge your kids to use only what’s on hand. This teaches creativity within limits and shows that fun doesn’t have to come with a price tag. 

Family Fun Money Parenting Tips
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Tori Filas
Tori Filas

Tori Filas is a senior financial educational specialist at Virginia Credit Union, where she works with preschoolers through eighth graders, as well as their teachers and parents. She is the mom of two sons – one is a student at Appalachian State University and the other is a recent graduate of VCU. In her spare time, Tori enjoys writing children’s books and trying new restaurants.

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